OK, I just had my 66th birthday. In my age group, that means I’m eligible for “full” Social Security benefits in the USA. But is you read/watched my previous post on Boomers and the Great Social Security Scam, you’re probably asking yourself, “Is Dr. Dick just a big hypocrite?” I mean, I’ve said more bad things about Social Security than Gov Rick Perry! Well, you asked for it. Here’s my rationale:

• I paid for it. Most years, I paid the maximum FICA tax. Yes, I know if I live for more than another 5 years or so (and I do plan to!), I will have received more than I paid in. However, if I had taken that money and invested it properly… well, you get the picture. The US government is the worst possible financial adviser.

• A number of our political “leaders” (I use the term loosely) are still claiming Social Security is fiscally stable. They believe they can keep it going by “taxing the rich.” I want to demonstrate that they are lying. If every Boomer keeps applying for Social Security when they become eligible, this lie will be exposed within the next few years.

• As outlined in my previous post, there are some “solutions” that will at least improve the long-term viability of the system. The more fiscal pressure we create, the more urgent those solutions will become.

My first check arrives on November 23. Just in time for Thanksgiving.

Dr. Dick

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Few topics are more politically “radioactive” today than Social Security. Baby Boomers in particular are impacted by the future (or non-future) of this “social contract” between the US government and its citizens. For years, we’ve been told that Social Security has been “fixed” by Congress – multiple times. Similar government retirement programs exist in other Western countries. We explain that this contentious issue is not really about politics – although it’s certainly being exploited for political purposes in the “blame game” – it’s about MATH. Every Boomer needs to understand why Social Security is fiscally unsustainable in the long term. The video below not only explains that, but it also looks at possible long-term solutions. Yes, they are painful, but there are no options at this point without pain.

As always, we appreciate your comments and sharing this post with your friends on Facebook, Twitter and other social sites. And if you haven’t subscribed to our blog yet, zip on over to the right hand side of this page and do that right now.

Dr. Dick

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Yes, there’s good reason for Baby Boomers, as well as those who care about them, to be worried about their financial future. This video explains the four major challenges facing the Boomer Generation today.

Please pass this post along to your fellow Boomers, your parents if they are Boomers, and to anyone who might benefit from becoming aware of these challenges. And don’t forget to SUBSCRIBE to our blog by completing the form on the right. You won’t want to miss a single one of this video series.

Dr. Dick

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This is the first in a series on the Boomers – why they matter (whether you are one or not), what challenges they present, and what I believe the solutions are (both individual and national/international). Hear me out:

Again, let me emphasize that I’m not going on any kind of partisan political rant here. I’m a proud independent voter who is disappointed in our political leaders, period. No, I’m not a Tea Party member (I don’t think they even have members, do they?). I just see the handwriting on the wall for Boomers and all who care about them, including their sons and daughters.

Finally, make sure you don’t miss a single video blog on this very important topic. SUBSCRIBE to this blog by filling out the form on the right. That way, you’ll get an email every time I post a new entry. And don’t forget to recommend this series to your friends, especially those who are Boomers. Thanks!

Dr. Dick

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Save the baby whales/seals/etc., right? But what about the Baby BOOMERS? Who or what is going to save them? Do they need saving? Dr. Dick says, YES, they do. A tsunami wave is about to hit the US (and world) economy. It will mostly affect Baby Boomers (those born between January 1, 1946 and December 31, 1964), but don’t think you won’t be affected if you’re not in that group. Here’s what I had to say on this subject:

If this spoke to you, it’s time to take ACTION. Click on the “Want to Work with Dr. Dick?” on the right side of this page. Or, if you want a more detailed set of “instructions” subscribe to our blog. And pass this post on to your Boomer friends – all 80 million of them. It’s a message they need to hear.

Dr. Dick

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The US Congress, in yet another act of political courage, adjourned themselves a few weeks ago so they could run out and clamor for our votes. They did so without addressing a critical piece of legislation: what to do, if anything, about the so-called “Bush tax cuts” that will expire on January 1, 2011. If Congress takes no action, income taxes on every American will increase, even at the height of the worst recession in my memory.

The Democrats say they want to keep the cuts for all but the “rich” (their definition – those whose taxable income – note the distinction between “gross” and “taxable” – is more than $250,000 USD per year). The Republicans say the Democrats are playing “class warfare” and that this will hurt small businesses – generally believed to be the greatest creators of jobs. Well, Dr. Dick strips away the BS for you and tells it like it is in the video below:

So don’t believe all the garbage you hear on the TV news or from the mouths of those who want your vote. Most of it is designed to camouflage the failure of this Congress, as well as its predecessors, to deal with the real issues and problems facing the USA.

Exposing political baloney for all…

Dr. Dick

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The whole world watched on October 13, 2010 as a miracle unfolded in Chile. Thirty-three men who should have been dead emerged from their “grave” through more than 2,000 feet of solid rock as we all watched in amazement and gratitude. What does this “miracle” rescue teach us? Dr. Dick weighs in…

Are you ready to take action and emerge from your own dark hole? Or will you choose to remain buried in financial despair? Subscribe to Dr. Dick’s Inner Circle today and take the first step to rising to the surface of the new Century.

Dr. Dick

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Today, the news is filled with stories on jobs, lost jobs, unemployment, etc. Politicians are having a field day blaming their opponents for lost jobs, jobs moved overseas, and so on. What if we have it all wrong? What if “jobs” no longer matter? Dr. Dick explores a whole new way to think about work, employment, and earning a living in the Internet Age…

For reference, you can find the article from Fortune magazine discussed in the video at The End of The Job, archived from 1994. If you want to know more about how to market yourself on the web in the brave new world we are entering, wander over to the sign-up form for Dr. Dick’s Inner Circle. Give us your name and best email. You’ll start getting a series of step-by-step guidelines right away. Time to really begin to think “outside the box”…

Dr. Dick

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Most of us think of Magnetic Sponsoring as a website, but it’s a real company with real offices in Austin, Texas. Recently, I got the chance to spend an entire day there with Mike and an Elite Mastermind group. Yes, we got the tour, saw the “wall” of successful affiliates and students, met some MS staff, and ate some great food. But we spent most of the day letting Mike take the gloves off to evaluate our websites – no holds barred. We also got lots of helpful advice from our fellow Mastermind group members. A true real-life example of Attraction Marketing in action.

As you can see, Mike was hard at work at the keyboard. The process went like this: Mike would go to our primary website (in my case, this blog) and quickly start firing off suggestions of what to change, what to remove, and what to keep – always looking at how we were branding ourselves. He asked probing questions that were focused primarily on what I call Mike’s Three Golden Rules of Internet marketing: 1) build a list; 2) build a relationship with that list; and 3) monetize the list. We then brainstormed with Mike and among the group on innovative ideas to take our businesses to the next level.

One surprise was, we were not all network marketers. We had a “brick and mortar” business training people to get CDLs (commercial drivers licenses), real estate, network marketing (of course), coaching, event speaking, general Internet marketing, etc. What we all had in common was a desire to promote ourselves and our businesses online. If you’ve followed me for long, you know I’m a strong proponent of Mike’s training courses. But spending an entire day with him and watching him in action was worth every penny I paid for this.

At the end of the day, each of us got to spend some one-on-one time with Mike exchanging observations about the day. I recorded my session in video on the Dr. Dick YouTube site. Go take a look. Even after a long day working with only 4 four hours of sleep (but that’s another story), I was still pumped!

But there was more to come. After a whole day of brainstorming, we all needed to go out and party! So we adjourned to Moonshine, a favorite local restaurant in the “6th Street” area of downtown Austin, where we all enjoyed some adult beverages and great food.

And so our day came to a close. Wow – what a fantastic experience. What did I like most? Learning that Mike is a genuine person who just wants to help and add value. Several times, he blew off any promotion of his own Magnetic Sponsoring products. His take was, use them if they add value to what you’re doing. But the most important thing to him was helping us succeed. We all need to “be like Mike” in that regard. Less promoting of our own opportunities and more adding value to those who find us.

Dr. Dick

P.S. I’d really like to hear from you on your own experiences with Mike and Magnetic Sponsoring. Tell me what you’re doing and how MS has helped you do it.